Shower Thoughts

I have been racking my brain to think of something to write for the past week and I eventually decided to share my most embarrassing story from my freshmen year. I know by the time you finish reading this you’re going to question whether it actually happened and trust me when I say I wish this was fake too.  During my freshmen year, I had so much junk food that by the end of the week the trash would be full. I usually took it out on the weekends but for some reason I decided to take it out on my way to class. If I could go back in time, I would have done things differently. I held the trash and my keys together as I went to dispose the trash. I woke up late that day (Who am I kidding- I still do) so I was trying to avoid the awkward stares I would receive by being the last person to enter the class late. With that in mind I wasn’t paying attention and swung the trash along with my keys. I didn’t realize what I had done right away, I took a couple steps and noticed my hands fel...

Welcome to my college financial independence journey. I decided since I couldn’t breakthrough my writers block; I would share my progress on the tips I have learnt so far in handling my finances. Personal finance is one of my favorite things to talk about and if you were to talk to me I could go on and on and on.     I am a shopaholic by heart, so saving was a struggle for me. My achilles heel would be sales/clearances/promos/discounts, whatever you want to call it. There is just something about the red tag and markdowns that allow me to justify the purchase.  A quote I now try to live by is  ‘little drops of water make the mighty ocean’.  I used to pick several markdown items only to get to the counter and realize how much they all add up. As I said earlier, once they were all marked down, I would give in and purchase them. I realized that whatever I was saving would eventually end up leaving my account one way or another. I solved this problem throug...